Terms of Use

These Terms of Use (“Terms”) describe the terms and conditions applicable to your access and use of this website.

By using this website, you are accepting and agreeing to these Terms. If you do not agree to all of these Terms, do not use this website. The Canzone Group Insurance Agency may modify this website and the rules and regulations governing its access and use at any time. By continuing use of this website after such changes are posted, you will be deemed to have accepted such changes.

SCOPE OF USE

The Canzone Group Insurance Agency invites you to view, use, and download materials at this website for your informational, non-commercial use, provided you leave all the copyright notices or other proprietary notices intact. You may not store, modify, reproduce, transmit, distribute, repost, publicly display, or otherwise use any content on this website, or the design or layout of this website or individual sections of it, in any form or media except with the express prior written permission of The Canzone Group Insurance Agency. The commercial use, reproduction, reposting, public display, transmission, or distribution of any information, software, logo, or other material available through this website without our prior written consent is strictly prohibited.

You understand that we may, at any time, for any reason, and without notice, discontinue, change or restrict your use of this website and make changes in the products and/or services described in this website.

ELIGIBILITY FOR INSURANCE PRODUCTS AND SERVICES

Not all the products or services described on this website are available in all geographic areas of the United States. You may not be eligible for all of the insurance products or services described in this website. The Canzone Group Insurance Agency reserves the right to determine all eligibility for such products or services in its sole discretion.

NO PROFESSIONAL ADVICE

The information available on this Web Site is intended to be a general information resource regarding the matters covered, but is not offered as legal, accounting, or other professional advice, and is not tailored to your specific circumstance. You should evaluate all information, opinions, and advice available on this website in consultation with your insurance agent.

NO WARRANTIES

This website, and any products or services available through this website (collectively, “Materials”) are provided to you on an “AS IS,” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY, AND NON-INFRINGEMENT.

THE CANZONE GROUP INSURANCE AGENCY DOES NOT ENDORSE NOR MAKE ANY WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF THE MATERIALS. The Canzone Group Insurance Agency makes no representations or warranties that use of the Materials will be uninterrupted or error-free. You are responsible for taking all necessary precautions to ensure that any Materials you may obtain are free of viruses or any other harmful components. This warranty disclaimer may be different in connection with specific products and services we offer. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions, and conditions applicable to the products and services, but are provided solely for general informational purposes. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you if you are a resident of any such state. You may also have other legal rights that vary from state to state.

LIMITATION OF LIABILITY

Your use of the Materials is at your own risk. THE CANZONE GROUP INSURANCE AGENCY SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF, OR RELIANCE ON THE MATERIALS (EVEN IF THE CANZONE GROUP INSURANCE AGENCY OR A REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THIS WEBSITE, OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT, OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO, THIS WEB SITE OR THE MATERIALS. This limitation of liability may be different in connection with specific products and services offered. Some states do not allow the limitation of liability, so the foregoing limitation may not apply to you.

COPYRIGHT
This website is protected by U.S. and foreign copyright laws. Except as expressly provided under the “SCOPE OF USE” section above, you may not use, reproduce, modify, transmit, distribute, publicly display, or perform this website without our prior written permission.

VISITOR SUBMISSIONS

By providing information or materials to this website (other than personal information subject to our Privacy Policy), you grant to us an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, and transmit such information and materials for any purpose, including without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request. You are prohibited from submitting or transmitting any emails or materials through this website that (a) are racist, supportive of terrorist activities, defamatory, libelous, unlawfully threatening or unlawfully harassing; (b) contain nudity, violence, or offensive subject matter or contains a link to an adult website; (c) solicit personal information from anyone under eighteen years of age; (d) harass or advocate harassment of another person; (e) infringe any third party’s copyright, trademark, service mark, trade secret, or other proprietary rights or rights of publicity or privacy; (f) include a photograph of another person that you have posted without that person’s consent; (g) promote information, material, or content that you know is false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory, libelous, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law; (h) involve the transmission of “junk mail,” “chain letters,” or unsolicited mass mailing, instant messaging, or “spamming;” or (i) violate any law or regulation (including without limitation those governing consumer protection, unfair competition, anti-discrimination or false advertising). The Canzone Group Insurance Agency shall not be subject to any obligations of confidentiality regarding any information or materials that you submit except as specified in our Privacy Policy, as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

PROHIBITED ACTIONS

You cannot: (a) decompile, reverse engineer, disassemble, or modify this website or create derivative works based upon this website or any part thereof; (b) disable any licensing or control features of this website; (c) introduce into this website any virus, code, or routine intended to disrupt or damage this website, or alter, damage, or delete any Materials, or retrieve or record information about this website or its users; (d) merge this website or Materials with another program or create derivative works based on this website or Materials; (e) remove, obscure, or alter any notice of the copyright or other proprietary legends on this Web Site or Materials; (f) sublicense, assign, translate, rent, lease, lend, resell for profit, distribute or otherwise assign or transfer the Materials or access to this website to others; (g) use, or allow the use of, this website or the Materials in contravention of any federal, state, local, foreign, or other applicable law, or rules or regulations of regulatory or administrative organizations; or (h) otherwise act in a fraudulent, illegal, malicious, or negligent manner when using this website. Except as expressly provided herein, The Canzone Group Insurance Agency reserves all rights with respect to this website, and may pursue all legally available options under both civil and criminal laws (and may cooperate with law enforcement agencies) in the event of any violations.

THIRD-PARTY SERVICES

Certain commercial services, products, and discounts may be offered by third parties through this website. We are not and will not be responsible for (a) the terms and conditions of any transaction between you and any such third party, (b) any insufficiency of or problems with any such third party’s background, insurance, credit, or licensing, (c) the quality of such products or the services performed by any such third party, or (d) any other legal liability arising out of or related to the performance of such services or the purchase of such products. Because we are not involved in the actual transaction between you and any such third party, in the event you have a dispute with any such third party, you release The Canzone Group Insurance Agency and its affiliates, agents, and employees from any and all claims arising out of or in any way connected with such disputes. If you are a California resident, you waive the California Civil Code 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

LINKS

The Canzone Group Insurance Agency offers links to other websites operated by other entities as a convenience to you. Farmers makes no representation regarding the content or accuracy of any web site that you may access through this one. We do not monitor and are not responsible for the content found on other websites that are linked from this website. Inclusion of these links does not imply endorsement, recommendation, or sponsorship for any linked website or the services, products, or advice described on the website. The views, opinions, statements, offers, or other information or content expressed therein are those of the respective author(s) or distributor(s) and not The Canzone Group Insurance Agency. We reserve the right to terminate a link to a third party web site at any time. The third party sites are not controlled by us, and may have different terms of use and privacy policies, which we encourage you to review.

EMAIL

Email submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before emailing any personal or confidential information.

VIOLATIONS AND ADDITIONAL POLICIES

We reserve the right to seek all remedies available at law and in equity for violations of the Terms for Use of this website, including the right to block access from a particular Internet address.

In the process of using this website the Privacy Policy as set forth here shall be applicable.

GOVERNING LAW, LOCATION AND MISCELLANEOUS

These Terms shall be governed in all respects by the laws of the State of California, without reference to its choice of law rules. The Canzone Group Insurance Agency makes no representation that the content of this website is appropriate or available for use in other locations, and access to this website from territories where the content of this website may be illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. These Terms of Use and all documents incorporated herein by reference constitute the entire agreement between The Canzone Group Insurance Agency and you with respect to this website. Should any provision of these Terms of Use be held invalid, unlawful, or for any reason unenforceable, then the invalid, unlawful, or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful, or unenforceable provisions shall not affect the validity or enforceability of the remaining provisions.

USE OF THIS WEB SITE BY CHILDREN

We do not intend to market any products or services to children and do not knowingly collect personal information or make any active effort to collect personal information from children and do not wish to receive such information. We require that website users must be of legal age to enter into agreements.

INDEMNIFICATION

You agree to defend and indemnify The Canzone Group Insurance Agency from any and all third-party claims, liability, damages, expenses, and costs (including, but not limited to, reasonable attorneys fees) caused by or arising from your use of this website or the Materials in a manner not expressly authorized by these Terms of Use or that violates these Terms of Use, any law, or the rights of a third party.

DISCLOSURES

Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits, and conditions apply.

The Canzone Group Insurance Agency does not endorse, nor is responsible for, any content provided in posts or links outside of this website. Links to third-party media, articles, and/or websites are for general information purposes only and do not constitute an offer or solicitation of any kind. They are not intended, and should not be relied upon, as investment, insurance, or financial advice.

The Consumer Communications Bureau of the California Department of Insurance may be contacted in writing at 300 South Spring Street, South Tower, Los Angeles, CA 90013, or by telephone at (800) 927-HELP.

INFORMATION STORAGE AUTHORIZATION

You authorize The Canzone Group Insurance Agency to store any information you provide, including, but not limited to, names, addresses, birth dates, driver’s license numbers, social security numbers, vehicle identification numbers, bank account, or payment card information.

You certify that you are the owner or authorized signer for any bank account or payment card you provide, and you authorize the financial institution where any such bank account or payment card is held to honor any withdrawals or charges you authorize.